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| About Me | Buyer Info | Seller Info | Resources | Find Homes | ||
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There may be times when, as part of your offer, you request
the seller to pay all or a portion of your closing costs, or provide some other
financial incentive. One common request is asking the seller to provide funds
to temporarily buy down your interest rate for the first year or two. Such incentives
can be especially effective if a buyer is tight on money or pushing their qualifying
ratios to the limit. Whenever you ask for incentives such as these, you will
probably find the seller less willing to negotiate on price. After all, what
you are really asking for is have the seller to give you some money to help
you buy their house. The end result is that, for a little relief in the beginning,
you are willing to pay a little more in the long run.
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